Business Notes:  We purchase all or any portion of the payments you are receiving on a promissory note from any individual or establishment which has sold a business using owner/seller financing at a slightly discounted price and minus our small fee.                                    

Typical Clients: Former business owners who have sold a business, taken back a note through owner financing, and are now receiving periodic incremental payments on a defined timetable. The best recipients of this service are individuals who have sold businesses secured by substantial assets such as equipment and machinery or businesses located in a very convenient location. 

• Referral Source Incentives: The following professionals can earn highly profitable Referral Fees from us by making referrals to us:
  
  (1) Business Brokers know which businesses are for sale, which businesses have already been sold, and whether or not various sellers have taken back a promissory note in the sale of their businesses. Also, Business Brokers can get involved in setting up one of our transactions before a business sale is finalized. Brokers can explain the owner financing option to the prospective seller; then Profit Increase Funding can offer to purchase (liquidate) the Promissory Business Note from the seller once the sale of the property takes place.Why should Brokers work with us: (a) You can list more businesses for sale if you can make owner financing more appealing to business sellers by connecting them to us for the purpose of purchasing their business notes. (b) Business Brokers can sell their clients’ businesses faster if buyers have owner financing as an option. (c) Business Brokers can receive a Referral Fee from Profit Increase Funding on every referred transaction that closes.

(2) Commercial Loan Officers are often called upon by previous business owners who want to apply for a subsequent small business loan when they want to launch a new venture. If the bank has to turn the individual down, the loan officer can recommend Profit Increase Funding as an alternative source of capital. Also, Small Loan and Business Loan Officers routinely reject applications for business acquisition loans. Therefore, loan officers can earn substantial Referral Fees from us by giving us the opportunity to work with a seller to structure an Owner Financed Note.

(3) Commercial Mortgage Brokers know who sold which businesses and/or commercial properties, and can simply give us the names, telephone numbers and email addresses of business sellers who might be holding promissory notes and earn a substantial profit from us.
 
(4) Accountants, Attorneys, Financial Planners, Payroll Companies, and Commercial Insurance Agents can also earn Referral Fees from the kind of transactions described in numbers 1, 2 and 3 of this section.

Privately-Held Mortgage Notes: We purchase all or any portion of the payments (notes) created when a piece of property is sold using Owner Financing at a slightly discounted price and minus our small fee.

Typical Clients: Individuals that are currently holding a Private Mortgage Note (or Notes), i.e., individuals who have sold their own real estate or a business with seller financing, or heirs who are holding a Private Mortgage Note as part of an estate. 

Aerospace/Aircraft Leasing Notes: We purchase Aerospace (Aircraft) Notes at a slightly discounted price minus our small fee from either aircraft dealers or individuals who have created, financed and now hold notes secured from the sale of a private plane, private jet or helicopter.

Typical Clients: A business, dealership or individual who has sold new or used aircraft using owner financing, including aircraft dealerships that offer in-house financing to buyers. This service also includes small businesses, professional associations and groups of doctors, bank finance companies, dentists and attorneys who frequently purchase aircraft and notes on aircraft, then trade them among themselves. 

Equipment Leasing Notes: An Equipment Lease is an agreement between the owner of the equipment (the lessor) and a user of the equipment (the lessee) to use equipment leased by the lessor to the lessee. The lessee pays the lessor a periodic rental fee as compensation for the use of the equipment. We can purchase those periodic rental fees (at a slightly discounted price and minus our small fee) from you the (lessor) company in exchange for a LUMP SUM OF CASH IMMEDIATELY. 

Typical Clients: Equipment Leasing Companies. 

Delinquent Commercial and Consumer Debt Notes:  We purchase any and all kinds of Delinquent (Commercial and Consumer) Debt over 30 days old from businesses that have large portfolios of debt owed to them (of preferably $1,000,000 or more at a time) at a discounted price and minus our small fee.

Typical Clients:  (a) Businesses or institutions with delinquent debt, (b) Businesses that have stopped pursuing collection and have written off their bad debts, (c) Businesses that generate consumer delinquencies on an ongoing basis, and (d) Large institutions (those having large quantities of delinquent debt to write off - preferably $1,000,000 or more at a time).  

Independent Used Car Dealer Sub-Prime Automobile Notes:  We purchase sub-prime Automobile Notes from Independent Auto Dealers, Auto Manufacturer Franchise Dealers, and Banks and Finance Companies.

Typical Clients: Any Independent Used Auto Dealer that fits the following criteria: (a) demonstrates stability, (b) adheres to consistent underwriting guidelines, (c) generates 25 or more loans per month, (d) has high loan dollar volume, (e) understands the sub-prime auto business, (f) markets dependable used cars, (g) has programs to help customers keep their cars running, (h) can produce a completely and accurately documented loan package. 

Used Marine (Boat) Notes:  We purchase Promissory Notes secured by a marine craft, often referred to (collectively) as Marine Notes or as Marine Paper, and at a slightly discounted price and minus our small fee.

Typical Clients:  Individuals and businesses who have sold marine craft using owner financing. Those may include: (a) Private individuals who have sold a boat using owner financing, (b) Marine dealers that offer in-house financing to their buyers (customers), (c) Large independent dealers, and (d) Banks and finance companies. The latter two will especially benefit from our services because at some point they may want to sell some or all or part of their portfolio for cash; and large independent dealers may want to buy more inventories. 

Used Mobile Home Notes:  We purchase promissory notes secured by a mobile home, often referred (collectively) as Mobile Home Notes or as Mobile Home Paper (at a slightly discounted price and minus our small fee).

Typical Clients: Individuals or businesses that have sold one or more new or used mobile homes using owner financing including: (a) Private Individuals who have sold a mobile home or mobile homes (portfolios) using owner financing, (b) Mobile Home Dealers that offer in-house financing to their buyers (customers). This especially pertains to Mobile Home Dealers who hold a large number of Mobile Home Promissory Notes because at some point, they may want to sell some or all of their Notes for cash in order to buy more inventories. 

Used Recreational Vehicles & Motor Homes Notes:  We purchase existing RV and Business Vehicle Notes and Portfolios of Notes at a slightly discounted price. The seller will receive an IMMEDIATE LUMP SUM Of CASH at a slightly discounted price and minus our small fee. We also work with dealers to arrange point-of-sale funding. This allows the dealer to offer financing to its customers without having to secure bank lines of credit.

Typical Clients: Individuals and Businesses that have sold a RV or business vehicle using owner financing, for example: (a) Private Individuals who have sold recreational or business vehicles using owner financing, (b) Recreational and Business Vehicle Dealers that offer in-house financing to their buyers (customers), (c) Large Independent RV and Business Vehicle Dealers, and (d) Banks and Finance companies.