Services

Profit Increase Funding, Inc. is a corporation totally and professionally skilled and dedicated to providing you with our following prioritized services:

NAMING RIGHTS/FACTORING SERVICES

FREE QUOTE......

Our Services also consist of Purchasing the following individually and/or in Portfolios:

·        In-Ground Asset Funding and Mineral Rights Purchasing
·        Bridge Loans
·        Purchase Order Funding
·        Accounts Receivables (Invoices) Factoring
·        Credit Card Receivables (Portfolios of Consumer Debt Credit Card Charge-Offs)
·        Letters of Credit
·        Aerospace/Aircraft Leasing Notes
·        Annuities, Pensions and Retirement Benefits
·        Accounts Receivables (Invoices)
·        Asset Based Lending

A Continuation of our list of Services for Purchasing the following Individually and/or Portfolios:

(Scroll down below to “List of Services Descriptions” for elaborations about each service)

We purchase the following Individually and/or Portfolios ...

List of Services:

1. Facilitating Naming Rights Transactions Followed By Factoring Them
(For the Seller of Naming Rights)

2. Factoring Previously Transacted Naming Rights (For the Seller of Naming Rights)

3. The Transactions of Naming Rights for Naming Rights Buyers

4. Credit Card Receivables (Portfolios of Consumer Debt Credit Card Charge-Offs)

5. Purchase Order Funding

6. Letters of Credit

7. Bridge Loans

8. Asset Based Lending

9. Monetize Your In-Ground Assets

10. We Purchase Mineral Rights

11. Annuities, Pensions and Retirement Benefits

12. Accounts Receivables (Invoices)

13. Aerospace/Aircraft Leasing Notes

14. International Receivables

15. Royalty Payments, License & Franchise Contracts, Fees & Commissions

16. Sports Contracts, Bonuses, Prizes & Retirement Benefits

17. Vendor Carryback Paper

18. Structured Settlements & Class Action Lawsuit Awards

19. Medical Receivables

20. Business Notes

21. Consumer Contracts/Retail Installment Agreements

22. Privately-Held Mortgage Notes

23. Equipment Leasing Notes

24. Bankruptcy Receivables

25. Construction Receivables

26. Delinquent Commercial and Consumer Debt Notes

27. Independent Used Car Dealer Sub-Prime Automobile Notes

28. Used Marine (Boat) Notes

29. Used Mobile Home Notes

30. Used Recreational Vehicles & Motor Homes Notes

31. Lottery Installment Payments

32. Prizes and Awards/Casino Winnings

33. Viatical Payments

34. Inheritance and Trust Advances

35. Prizes and Awards/Casino Winnings

36. Funeral Funding (based on and against insurance polices)

LIST OF SERVICES DESCRIPTIONS:

1. Facilitating Naming Rights Transactions Followed By Factoring Them
(For the Seller of Naming Rights): Naming Rights are when Company (A) agrees to pay Company (B) for the right to place its company’s name on, perhaps, the roof or large exterior and/or interior wall(s) of perhaps a stadium, hospital, shopping center, convention center, museum, office building, airport or some other kind of venue owned by Company (B). Naming Rights are the right to name a piece of property, either tangible property or an event, usually granted in exchange for financial considerations. Institutions like schools, places of worship, For-Profit Businesses of all kinds, Non-Profit Businesses of all kinds and municipalities have a tradition of granting donors the right to name facilities in exchange for financial contributions/donations and/or buying naming rights. Corporations/Naming Rights Buyers see the buying of naming rights from stadiums, convention centers, shopping centers, hospitals, office buildings and other public gathering places as a form of advertising, marketing and branding. Thus naming rights deals worth millions and sometimes billions of dollars have been transacted.

Naming Rights allow businesses and organizations that are complementary to each other to position themselves to establish the buying and selling of Naming Rights on the exterior and/or interior of a building or land (or in other ways and locations) for mutual benefit of the buyer and the seller of the naming rights. Many Fortune 500 Companies conduct these types of business transactions on a regular basis. Also, the selling of Naming Rights can be applied to events. Further, Naming Rights can be Factored. See definition of Factoring below:

What Is Factoring? Factoring is the process of providing a lump sum of cash to a company that is receiving monthly or annual incremented payments. It does this by providing the company with up to 95 percent of the total face value of the balance of the outstanding monthly or annual incremental payments owed to them. This process is conventionally and mainly but not exclusively for the Factoring of the accounts receivables/invoices of an establishment. But also Factoring can be done unconventionally, as in the case of implementing the innovative and pioneering concept of the Factoring of Naming Rights as created by Brian Strugs, the President/CEO of Profit Increase Funding, Inc. Factoring allows a company to cash-in-now on money owed to them in the future. Many Fortune 500 companies use Factoring worldwide to improve cash flow, promote and finance growth, and increase profits. Furthermore, because Factoring is NOT a loan and does NOT produce ANY debt, this is extremely beneficial and cost-effective for the seller of the naming rights and/or corporate sponsorships. Obtaining bank loans that produce debt also produces a liability for the business -- this decreases the overall net worth of the business and the loans must be repaid. Also, the additional expense incurred by the interest of a loan negatively affects the balance sheet of any business. Profit Increase Funding Inc. has over 150 Funding Source Companies with BILLIONS of dollars to invest into the Factoring of your accounts receivables/invoices and/or naming rights.

PIF can also first facilitate and transact your naming rights deal for you and then factor it; therefore, providing your company with upfront cash now, instead of you being limitedly forced into only being able to collect periodic annual/monthly payments from the sale of the naming rights over a number of years. This process also allows you to avoid the inevitable and unavoidable depreciation of money. Not only will this provide huge amounts of money for your establishment for initial architectural construction or architectural construction expansion and/or renovation but also PIF has the capability of creating awesome customized Self-Generating Revenue Concepts for you.

Selling naming rights is a very successful fund raising tool for convention centers, office buildings, stadiums, hotels, colleges, hospitals, municipalities, airports, museums, and many other venues to raise debt-free capital for the purpose of architectural construction expansion and/or renovation. PIF can raise the money needed for expansion and/or renovation via Naming Rights and Factoring. We can provide you with corporate dollars -- instead of hard to get and long waits for government handout dollars or totally obtainable bank loans. We are offering you a Naming Rights opportunity that is debt-free and can bring you millions (or perhaps billions) of dollars. Much better than that, we take it a step further and factor those naming rights, which provides you with the immediate debt-free lump sum of cash up to 95 percent of the total cash amount of the annual incremented payments from the Naming Rights. By factoring your naming rights, you will receive almost all of the millions (or billions) NOW instead of years from now. Without the benefit of factoring the naming rights, it will take 10, 15, or even 20 years for you to receive/collect all of the payments.

The factoring of naming rights is a concept created by Brian Strugs, President/CEO of PIF, and at this writing, this concept is only available through them. Not only will factoring the naming rights help provide expansion dollars for your business or municipality, but also dollars to help eliminate and/or prevent current financial debt, create and sustain jobs within your business or municipality, and greatly increase your ability to compete globally.

2. Factoring Previously Transacted Naming Rights (For the Seller of Naming Rights): Profit Increase Funding, Inc. is the only company in the world that, in addition to first facilitating and transacting your Naming Rights deals can also secondarily Factor them for your For-profit, Non-profit or Municipality. Or if your For-profit, Non-profit or Municipality has already sold Naming Rights, Profit Increase Funding can Factor them (for you; the Seller of the Naming Rights). This will therefore allow you to combine ALL of the future annual incremented payments of the Naming Rights into just ONE lump sum of debt-free, risk-free CASH up to 95 percent of the total cash value of the Naming Rights. This is called Factoring. Factoring allows the Seller of the Naming Rights to not have to wait for the Naming Rights payments to be paid to them over a period of sometimes 5, 10, 15, or even 20 or 30 years but instead be able to cash-in-NOW on all of those payments. This also allows the Seller of the Naming Rights to not have to negatively contend with and experience the detrimental effect of the depreciation of the value of the dollar.

This is our exclusive concept that was conceived of and is now being pioneered and implemented by Brian Strugs, the President/CEO of Profit Increase Funding Inc.

3. The Transactions of Naming Rights for Naming Rights Buyers: Profit Increase Funding, Inc. transacts Naming Rights for Naming Rights Sellers and WE ALSO transact Naming Rights transactions for Naming Rights Buyers. There are very many reasons, advantages and profit-increasing benefits that Naming Rights Buyers can obtain from Naming Rights transactions via Profit Increase Funding, Inc. Naming Rights have a uniquely powerful way of attracting the interest of consumers (in an impressive and almost subliminal manner), which causes a deep-rooted psychological advantage for naming rights buyers to dramatically increase public awareness of their company or organization. The number of indelible marketing impressions and the overall impact quality of the marketing impressions can be psychologically orchestrated and branded upon the minds of consumers. The buying of naming rights will allow your For-profit or Non-profit business or organization to be placed in a unique and powerful marketing and competitive advantage. One of the many reasons for this is because of the extremely unique, profit increasing and limited availability of the attention-capturing, high-profit-generating and profit-increasing naming rights opportunities that we can provide for you. Additionally, the application of the strategic, wise and high-profit-returning act of buying naming rights will therefore make duplication or imitation far less obtainable for your competitors.

Naming Rights dramatically increases public awareness of the company or organization that buys them. The sales and communication objectives of the naming rights buyer can be deliberately shaped, focused, and targeted in extremely beneficial ways through the innovative use of naming rights. Image enhancement becomes more controllable, predictable, and profitable for the buyer due to the indelible impact of their purchasing of naming rights and/or corporate sponsorships.

The number of the indelible marketing impressions and the overall impact of the marketing impressions that can be psychologically orchestrated and branded upon the minds of consumers can also be greatly amplified by the use of a very important and irreplaceable component: That irreplaceable component is their wise and powerful utilization of Profit Increase Funding, Inc.!

By buying naming rights and/or corporate sponsorships, PIF can and will provide the Naming Rights Buyer with the kind of shining results that no other company can deliver. We will equip you with the ability to continue to outshine your competition and to surpass that with brilliance beyond comparison, while locking you into a consumer impressive position that will give you the key to dramatically increased profits!

4. Credit Card Receivables (Portfolio of Consumer Debt Credit Card Charge-Offs: Credit Card Receivables Financing is a form of Factoring. Credit Card Receivables Financing is the process of advancing cash to a business based on its past six months of credit card receivables activity. In fact, a company can become financed utilizing this process by a Funding Source Company (a Factor) and collect cash within a mere 7 to 10 days.

The Funding Source Company generally will advance a business an amount of money between 70 to 150 percent of the business’ average monthly Visa, Master Card, Discover, American Express (and all other charge cards) volume. This is both an easy process for a business and a quick one.

5. Purchase Order Funding: When a business receives a Purchase Order for a product or contract for a service, the business often needs money in advance in order to produce the product or service that has been ordered. In some cases, via Purchase Order Funding, a LUMP SUM OF CASH can be advanced on a Purchase Order, allowing the business to receive the raw materials they need to fulfill the order and deliver the products.

Typical Clients: Businesses that are already factoring its Accounts Receivables. This is because most Funding Source Companies will only fund Purchase Orders for clients with whom they already have an existing relationship. However, there are Funding Source Companies that will fund Purchase Orders if the transaction is large enough and if they can have another Funding Source Company agree to buy the Accounts Receivables/Invoices once they are generated.

6. Letters of Credit: A Letter of Credit is the promise of one party (the issuer) to pay another party's (the beneficiary) draft or demand for payment. A Letter of Credit is used for business transactions in which a business needs to have the payment of its invoices guaranteed by a third party (a company other than the buyer of its merchandise). When this happens, the purchaser of the goods obtains a Letter of Credit. When a Funding Source Company issues a Letter of Credit, the Funding Source Company is guaranteeing the seller that the buyer will pay the invoice on the goods that were sold. The Letter of Credit essentially substitutes the credit worthiness of the Funding Source Company for the credit worthiness of the buyer. A Letter of Credit also may be used by sellers of goods to finance the necessary raw materials required to fulfill an order. If the lender knows a major financial institution guarantees the payment of the seller’s invoices, the lender may be more inclined to approve the seller's request for a loan. The seller may assign its payments from the Letter of Credit directly to their supplier's payment. Letters of Credit are used by all kinds of businesses, sometimes used in domestic transactions, but more frequently are used in international trade.

Typical Clients: This service is excellent and essential for companies who want to or already import products from foreign countries. Letters of Credit are required for international transactions. Letters of Credit are typically used when the foreign supplier of goods or services needs a guarantee of payments from a party other than the buyer. If the buyer is large and well established, the seller may not need a Letter of Credit. However, if the business is newer or smaller, then a Letter of Credit is often a necessity. Small to mid-sized companies that import products are prime candidates for Letters of Credit.

7. Bridge Loans: A Bridge Loan (also known as a “Swing Loan or a Caveat Loan is used to provide interim (temporary) financing for businesses (and sometimes individuals) to chronologically bridge them over until they can obtain their next phase of financing or permanent financing. Then the money obtained from the next phase of financing or permanent financing (obtained independently from and AFTER the Bridge Loan) is typically used to pay back their Bridge Loan and also used to fund their remaining capitalization requirements. Bridge Loans are often used by businesses to financially sustain themselves so as to not run out of operating capital in-between consecutive financings from primary equities and/or before their initial public offerings.

A Bridge Loan is also sometimes used by businesses to sustain them while they await the approval of a permit of some kind to facilitate a project. A Bridge Loan can be used as a means of expediting business transactions and also to prevent a price of real estate property from going into foreclosure.

When businesses want to expedite the initiation and/or continuation of their project; where as a conventional bank loan might take several months to obtain, in order to immediately jump-start the project, a Bridge Loan can be acquired and implemented in order to obtain a portion of the funding necessary for the project. Bridge Loans can be customized to address many kinds of various situations.

8. Asset Based Lending: An Asset-based credit line is a loan in the form of a revolving line of credit collateralized by a business' assets. Those assets may include accounts receivables, inventory, machinery, equipment and real estate.

Typical Clients: Businesses that want or need working capital and are willing to collateralize their various hard assets in exchange for a line of credit.

9. Monetize Your In-Ground Assets: All around the world, companies of all kinds are searching for: (1) new, highly effective and efficient ways of increasing their income streams, (2) discovering and implementing new lucrative ways to monetize their assets, especially those assets that they previously thought they could not monetize and (3) building their profits to sustain and/or expand their establishment. Without those three things, many companies and individuals are finding that combined with the strain of the global economy they are either at a financial-profit standstill or significant decrease or in a financial-profit nose-dive to an inevitable bankrupt crash landing.

In-Ground-Assets are assets that a company owns that are in the ground such as: oil and gas, coal, gold, silver, platinum, silica, kaolin, diamonds, copper, aluminum, nickel, liquid traded metals, and other minerals. Many companies, even some enormously large multi-million and multi-billion dollar companies do not know there are ways to monetize their In-Ground-Assets even before they sell them through conventional methods or they do not know where to go to do so. Others need cash to make their mines operational and profitable. All it takes is for you to provide us with an Assay of your In-Ground-Assets (and some other minor documentation), which we will submit to one of our over 150 Funding Source Companies that have billions and trillions to invest. Then we will determine how much cash we can forward to your company or to you as an individual by means of you putting up your In-Ground-Assets as collateral for the loan.

10. We Purchase Mineral Rights: Profit Increase Funding also purchases the share or percentage of earnings paid to a company (or someone) who has an ownership interest in Mineral Rights and we can and will purchase those Mineral Rights from you at a slightly discounted price and minus our small fee.

This applies to all kinds of minerals including oil or gas. In fact, from time to time oil and gas companies may decide to sell their mineral rights because: (1) oil production becomes too problematic, (2) an encroachment of salt water seeps into the wellbore, therefore cutting off the flow of oil or gas, (3) oil prices decrease to the point of being unprofitable, (4) leaks and mechanical failures, or (5) because oil and gas production is a very volatile and unpredictable endeavor, or (6) sometimes mineral rights are sold because the production of oil or gas does not last as long as anticipated.

11. Annuities, Pensions & Retirement Benefits: We are able to purchase some or all of your Annuity payments for IMMEDIATE CASH at a slightly discounted price and minus our small fee.

Typical Clients: Beneficiaries of an Annuity (individual family member or family currently receiving Annuity income or expecting to receive Annuity income in the future).

12. Accounts Receivables (Invoices): We purchase Accounts Receivables for up to 95% of their total value for IMMEDIATE DEBT-FREE CASH minus a small fee, instead of you having to WAIT for long periods of time to get paid on them. Your company's debtors who owe the Accounts Receivables Invoices then begin to pay our Funding Source Company. Once the Accounts Receivable debt is completely paid, your business will be rebated the remaining (perhaps) 10%, minus the Funding Source Company's small Fee.

Typical Clients: Any business that, instead of collecting a cash payment at the time of the transaction, uses or generates an invoice to collect payments some time in the future.

13. Aerospace/Aircraft Leasing Notes: We purchase Aerospace (Aircraft) Notes at a slightly discounted price minus our small fee from either aircraft dealers or individuals who have created, financed and now hold notes secured from the sale of a private plane, private jet or helicopter.

Typical Clients: A business, dealership or individual who has sold new or used aircraft using owner financing, including aircraft dealerships that offer in-house financing to buyers. This service also attractive to and beneficial for small businesses, professional associations and groups of doctors, bank finance companies, dentists and attorneys who frequently purchase aircraft and notes on aircraft, then trade them among themselves.

14. International Receivables: International Receivables are Invoices owed to businesses by overseas customers. International Receivable Invoices are created when a company exports products to a company overseas on an open account.
Payee/Seller: Business
Payer: Overseas Businesses
We purchase International Accounts Receivables for up to 90% of their total value for IMMEDIATE DEBT FREE CASH and minus a small fee instead of you having to WAIT for long periods of time to get paid on them. Your company's debtors who owe the International Accounts Receivables Invoices then begin to pay only those International Accounts Receivables that you have agreed to Factor with us. Once the International Accounts Receivable Debt is completely paid, your business will be rebated the remaining (perhaps) 10%, minus the Funding Source Company's small Fee.

Typical Clients: Small to mid-sized businesses (with sales of $500,000 to $10 million annually), which currently export products or wish to begin exporting products to foreign countries. The Prospect should have at least a 25% to 35% profit margin to benefit from International Factoring. This is also beneficial for businesses that either are having financial problems and/or want to survive, grow and expand, or businesses that want to intentionally reserve the use of their bank-line of credit and/or capital reserves.

15. Royalty Payments, License & Franchise Contracts, Fees & Commissions: We purchase the share or percentage of earnings paid to someone who has an ownership interest in the item generating the revenue in the form of Royalty Payments, License and Franchise Fees, Commissions and Mineral Rights Fees at a slightly discounted price and minus our small fee. We also purchase Royalty Payments from Entertainers, Athletes, Writers, Inventors; and Real Estate Agency Owners, Real Estate Brokers, and Real Estate Agents, providing them with a LARGE LUMP SUM OF IMMEDIATE DEBT-FREE CASH!

Typical Clients: Any individual or business receiving income from a patent, copyright, license fees, franchise fees, or commissions. Additional candidates include the owners of oil, gas, and mineral-producing land. This also includes Entertainers, Athletes, Writers, Inventors, Real Estate Agency Owners, Real Estate Brokers and Real Estate Agents. An example of an Entertainer that used this Royalty Payment purchase service to receive a LUMP SUM OF CASH is David Bowie. Also, Elton John has done it.

16. Sports Contracts, Bonuses, Prizes & Retirement Benefits: Athletes who are receiving payments or retirement benefits resulting from a sports contract can get a LUMP SUM OF IMMEDIATE CASH (at a slightly discounted price minus our small fee) for some or all of their future payments. Athletes waiting to receive a periodic bonus and cash prize for a winning performance can get CASH IMMEDIATELY rather than waiting 30, 60 or even 90 days for their bonuses to be paid.

In addition to their contracts, bonuses, and prizes, professional and former Olympic athletes also receive payments for public appearances, speaking engagements, and promotional/advertising opportunities. They are frequently called on to increase brand awareness, build sales, or entertain customers for Fortune 500 companies. This may represent an up and coming opportunity related to Sports Contracts that will lead to the additional opportunities of being able to sell us the payments of that Sports Contract in exchange for a LUMP SUM OF IMMEDIATE CASH.

Typical Clients: Professional athletes expecting payments or retirement benefits as a result of a contract, i.e., baseball, basketball, golf, football, hockey, soccer, tennis, boxing, or any other sport.

17. Vendor Carryback Paper: We purchase Vendor Carryback Paper in the form of Promissory Notes or a Portfolio of Notes created when a business allows its customers to pay for high-ticket products (such as furniture, appliances and computers) over time in fixed monthly installments, and at a slightly discounted price and minus our small fee.

Typical Clients: Small to mid-size businesses that currently offer installment payment terms to their customers. We can also assist businesses in establishing the ability to offer that option to their customers in the future. This can include businesses that sell: (a) heavy equipment, (b) office equipment, (c) manufacturing equipment, (d) furniture, and (e) other high-ticket items. Your business must demonstrate the following attributes to qualify: (a) stability, (b) adhere to consistent selling methods, (c) generate a reasonable monthly volume, (d) Market dependable products, and (e) offer service and maintenance on your products.

18. Structured Settlements & Class Action Lawsuit Awards: We can purchase your Structured Settlement Payments and/or Class Action Awards Payments from you at a slightly discounted price and minus a small fee in exchange for providing you with a LUMP SUM OF IMMEDIAITE CASH.

Typical Clients: Individuals or families receiving settlement payments, (in other words, the beneficiary or beneficiaries of the annuity). In a personal injury case, the beneficiary is typically the person who was injured. In a wrongful death case, it is often the deceased's spouse, children, or other heirs.

19. Medical Receivables: We purchase payments owed by insurance companies to health care providers, and medical manufacturing companies at a slightly discounted price and minus our small fee. We also purchase payments owed to medical supply companies or other kinds of businesses that additionally sell medical supplies and have payments for their medical supplies owed to them.

Typical Clients: Hospitals, Doctors, Dentists, and Medical Supply Companies.

20. Business Notes: We purchase all or any portion of the payments you are receiving on a promissory note from any individual who has sold a business using owner/seller financing at a slightly discounted price and minus our small fee.

Typical Clients: Former business owners who have sold a business, taken back a note through owner financing, and are now receiving periodic incremental payments on a defined timetable. The best recipients of this service are individuals who have sold businesses secured by substantial assets such as equipment and machinery or businesses located in a very convenient location.

Referral Source Incentives: The following professionals can earn highly profitable Referral Fees from us by making referrals to us:

(1) Business Brokers know which businesses are for sale, which businesses have already been sold, and whether or not various sellers have taken back a promissory note in the sale of their businesses. Also, Business Brokers can get involved in setting up one of our transactions before a business sale is finalized. Brokers can explain the owner financing option to the prospective seller; then Profit Increase Funding can offer to purchase (liquidate) the Promissory Business Note from the seller once the sale of the property takes place. Why should Brokers work with us: (a) You can list more businesses for sale if you can make owner financing more appealing to business sellers by connecting them to us for the purpose of purchasing their business notes, (b) Business Brokers can sell their clients’ businesses faster if buyers have owner financing as an option, (c) Business Brokers can receive a Referral Fee from Profit Increase Funding on every referred transaction that closes.

(2) Commercial Loan Officers are often called upon by previous business owners who want to apply for a subsequent small business loan when they want to launch a new venture. If the bank has to turn the individual down, the loan officer can recommend Profit Increase Funding as an alternative source of capital. Also, Small Loan and Business Loan Officers routinely reject applications for business acquisition loans. Therefore, loan officers can earn substantial Referral Fees from us by giving us the opportunity to work with a seller to structure an Owner Financed Note.

(3) Commercial Mortgage Brokers know who sold which businesses and/or commercial properties, and can simply give us the names and telephone numbers of business sellers who might be holding promissory notes and earn a substantial profit from us.

(4) Accountants, Attorneys, Financial Planners, Payroll Companies, and Commercial Insurance Agents can also earn Referral Fees from the kind of transactions described in numbers 1, 2 and 3 of this section.

21. Consumer Contracts/Retail Installment Agreements: We purchase your business' Consumer Contracts/Retail Installment Contracts at a slightly discounted price minus our small fee in exchange for providing you with a LUMP SUM OF CASH. If you do not already have an installment financing option available to your customers, our Funding Source Companies may be able to structure a plan for you.

Typical Clients: Businesses that retail high-priced items on installment payment plans, service oriented businesses, and businesses that do not currently offer in-house financing yet, but would like to provide that option to their customers.

22. Privately-Held Mortgage Notes: We purchase all or any portion of the payments (notes) created when a piece of property is sold using Owner Financing at a slightly discounted price and minus our small fee.

Typical Clients: Individuals that are currently holding a Private Mortgage Note, i.e., individuals who have sold their own real estate or a business with seller financing, or heirs who are holding a Private Mortgage Note as part of an estate.

23. Equipment Leasing Notes: An Equipment Lease is an agreement between the owner of the equipment (the lessor) and a user of the equipment (the lessee) to use equipment leased by the lessor to the lessee. The lessee pays the lessor a periodic rental fee as compensation for the use of the equipment. We can purchase those periodic rental fees (at a slightly discounted price and minus our small fee) from you the (lessor) company in exchange for a LUMP SUM OF CASH IMMEDIATELY.

Typical Clients: Equipment Leasing Companies.

24. Bankruptcy Receivables: We purchase Bankruptcy Receivable payments owed to a creditor from a business that is involved in bankruptcy proceedings at a slightly discounted price and minus our small fee.

Typical Clients: Businesses or court-appointed trustees of businesses that have filed for bankruptcy. Also, if you are an attorney you can offer this service to your clients and earn money for yourself in the process. We also can provide your business with Bankruptcy Chapter 11 Reorganization Plans.

25. Construction Receivables: We purchase the Accounts Receivables generated by contracts on construction projects at a slightly discounted price and minus our small fee.

Typical Clients: Subcontractors paid by large general contractors or the government and general contractors paid by the government or a large end user.

26. Delinquent Commercial and Consumer Debt Notes: We purchase any and all kinds of Delinquent (Commercial and Consumer) Debt over 30 days old from businesses that have large portfolios of debt owed to them (of preferably $1,000,000 or more at a time) at a discounted price and minus our small fee.

Typical Clients: (a) Businesses or institutions with delinquent debt, (b) Businesses that have stopped pursuing collection and have written off their bad debts, (c) Businesses that generate consumer delinquencies on an ongoing basis, and (d) Large institutions (those having large quantities of delinquent debt to write off - preferably $1,000,000 or more at a time).

27. Independent Used Car Dealer Sub-Prime Automobile Notes: We purchase sub-prime Automobile Notes from Independent Auto Dealers, Auto Manufacturer Franchise Dealers, and Banks and Finance Companies.

Typical Clients: Any Independent Used Auto Dealer that fits the following criteria: (a) demonstrates stability, (b) adheres to consistent underwriting guidelines, (c) generates 25 or more loans per month, (d) has high loan dollar volume, (e) understands the sub-prime auto business, (f) markets dependable used cars, (g) has programs to help customers keep their cars running, (h) can produce a completely and accurately documented loan package.

28. Used Marine (Boat) Notes: We purchase Promissory Notes secured by a marine craft, often referred to (collectively) as Marine Notes or as Marine Paper, and at a slightly discounted price and minus our small fee.

Typical Clients: Individuals and businesses who have sold marine craft using owner financing. Those may include: (a) Private individuals who have sold a boat using owner financing, (b) Marine dealers that offer in-house financing to their buyers (customers), (c) Large independent dealers, and (d) Banks and finance companies. The latter two will especially benefit from our services because at some point they may want to sell some or all or part of their portfolios for cash; and large independent dealers may want to buy more inventories.

29. Used Mobile Home Notes: We purchase promissory notes secured by a mobile home, often referred (collectively) as Mobile Home Notes or as Mobile Home Paper (at a slightly discounted price and minus our small fee).

Typical Clients: Individuals or businesses that have sold one or more new or used mobile homes using owner financing including: (a) Private Individuals who have sold a mobile home or mobile homes (portfolios) using owner financing, (b) Mobile Home Dealers that offer in-house financing to their buyers (customers). This especially pertains to Mobile Home Dealers who hold a large number of Mobile Home Promissory Notes because at some point, they may want to sell some or all of their Notes for cash in order to buy more inventories.

30. Used Recreational Vehicles & Motor Homes Notes: We purchase existing RV and Business Vehicle Notes and Portfolios of Notes at a slightly discounted price. The seller will receive an IMMEDIATE LUMP SUM Of CASH at a slightly discounted price and minus our small fee. We also work with dealers to arrange point-of-sale funding. This allows the dealer to offer financing to its customers without having to secure bank lines of credit.

Typical Clients: Individuals and Businesses that have sold a RV or business vehicle using owner financing, for example: (a) Private Individuals who have sold recreational or business vehicles using owner financing, (b) Recreational and Business Vehicle Dealers that offer in-house financing to their buyers (customers), (c) Large Independent RV and Business Vehicle Dealers, and (d) Banks and Finance companies.

31. Lottery Installment Payments: We purchase future Lottery Payments for IMMEDIATE CASH at a slightly discounted price and minus our small fee for Lottery Winners who want or need an immediate lump sum payment rather than a series of smaller payments over time.

Typical Clients: Anyone who has won a Lottery game. All kinds of health care businesses that are growing rapidly (or would like to) and those that need more working capital than its current cash flow provides, or for those that have assets already tied up in other financing arrangements.

32. Prizes and Awards/Casino Winnings: We purchase Prize and Award Payments and Casino Winnings (at a slightly discounted price and minus our small fee) from winners who want or need an IMMEDIATE LUMP SUM OF CASH rather than a series of smaller payments over time.

Typical Clients: Winners who have been receiving payments but would now rather receive a LUMP SUM OF IMMEDIATE CASH.

33. Viatical Settlements: A Viatical Settlement is an arrangement in which a terminally ill or elderly person sells his or her life insurance benefits at a slightly discounted price and minus our small fee in exchange for a lump sum payment. This enables a terminally ill or elderly individual to get cash for an otherwise non-liquid inaccessible asset. Viatication is the most widely known way of raising funds for the terminally ill.

Typical Clients: (a) Terminally ill individuals (all ages), (b) Victims of terminal cancer, leukemia, Lou Gehrig's disease, AIDS, Cardiovascular disease and other terminal illnesses ("mentally incapacitated" terminally ill individuals are NOT candidates for this service), (c) Elderly individuals and their families who do not have other sources of cash in order to maintain living expenses and medical costs who are looking for a source of cash to fulfill a want or desire.

Referral Source Incentives: The following professionals can earn profitable Referral Fees from us: (1) Attorneys, (2) Social Workers who work at Medical Facilities who deal with patients' personal and financial problems, (3) Attorneys who specialize in Estate planning who are typically aware of clients with terminal illness because the clients have recently inquired about creating a Will, and (4) Support Groups for patients with terminal illnesses. This can include leaders, members, employees, or patients of organizations, i.e., the American Cancer Society, American Heart Association, National Kidney Foundation, Ronald McDonald Houses, Gilda Radner Houses, and all other similar organizations and advocacy groups, (5) Human Resources Personnel who may know of employees who have family members with terminal illnesses and are looking for financial alternatives. Also, Human Resources Personnel who may already be familiar with Viatical Settlements, as some corporations offer a Viatical Program as an Employee Benefits option. Or your business can establish a Viatical program and then just simply use our Viatical Settlement Services to support the program, (6) Physicians, (7) Nurses, and (8) Hospice Employees.

34. Inheritance and Trust Advances: On average, heirs have to wait at least nine months before receiving their inheritance. It is quite common for individuals waiting to receive an inheritance to need or desire an immediate advance on the amount they expect to receive. With the assistance of a Funding Source Company called an Inheritance Purchasing Company, heirs and trust beneficiaries can receive an advance on all or a portion of their inheritance or trust in exchange for an assignment of a small portion of the inheritance or trust to the Funding Source Company.

Typical Clients: (a) Heirs or Beneficiaries of a current probate, (b) Trust Beneficiaries entitled to receive distributions within three years. The probate or trust may be located anywhere within the United States, Canada or other common law countries. The beneficiary may be a resident of any state or country.

35. Prizes and Awards/Casino Winnings: We purchase Prize and Award Payments and Casino Winnings (at a slightly discounted price and minus our small fee) from winners who want or need an IMMEDIATE LUMP SUM OF CASH rather than a series of smaller payments over time.

36. Funeral Funding (based on and against insurance polices): Because the cost of services for funeral homes is rising at an alarming and very fast pace, funeral homes are seeking to get paid for their funeral services in advance in order to provide funeral services for their clients. This makes it very financially hard for the funeral homes and simultaneously for the individuals that have to pay for the funeral expenses for their loved ones. Many families are finding it very difficult and sometimes impossible for them to pay in advance for the services of a funeral home. Many of them are depending on life insurance benefits to provide them with the cash required to pay for funeral expenses.

But unfortunately, it often takes several weeks and sometimes months for the beneficiary or the funeral home to receive their money from the insurance policy when taking an assignment. This is where Profit Increase Funding, Inc. and the process of factoring Viatical Settlements come to the rescue. Viatical Settlement Funding allows a Funeral Home on the behalf of their clients or an individual on their own behalf to obtain a cash advance on the insurance policies they have on their deceased loved ones as long as that insurance policy is more than two years old. We can also provide cash advances for funeral expenses by factoring Pensions by a process called Pension Funding. Again, this can be done through a Funeral Home that wants Profit Increase Funding to do this on the behalf of their funeral clients or the funeral client can do this for themselves on their own.